Custom Solutions to Protect Assets and Transfer Risk

With our +40 years of experience, we focus on unique insurance solutions for organizations of all sizes; from multi-national enterprises to founder lead businesses. We specialize in insurance solutions for private equity portfolios so those fund managers understand and are protected from the complex risks of today and tomorrow.

We identify value and create insurance solutions for the following risks:

  • Property and Casualty
  • Management Liability
  • Transaction Representations & Warranties
  • Cyber Risk
  • Employment Practices Liability
  • Private Client Risk:
    Home, Auto, Aviation & Personal Lines

We align risk management strategies with your overall business strategy and portfolio composition.

  • Comprehensive Risk Evaluation
  • In-Depth Coverage Analysis
  • Benchmarking
  • Program Design & Customization
  • Carrier Negotiations
  • Administrative Support & Execution
  • Claims Consulting & Advocacy
  • Loss Prevention

Specialty Insurance for Complex Risks

Innovative Commercial Risk

Every industry sector faces unique, complex risks. At HAUSER, our team of experts offers an unmatched depth of experience, providing specialized knowledge needed to protect your business.

Aviation
Business Services
Construction
Consumer Goods
Distribution
Energy
Healthcare
Manufacturing
Professional Services
Retail
Technology
Transportation

WE REGARD YOUR INVESTMENTS AS IF IT WAS OUR OWN

 

In addition to core brokering services, HAUSER specializes in supplementing due diligence in the areas of transactional and financial assessment for platform and add-on transactions, including: transactional risk products such as reps & warranties, tax liability insurance, and litigation buyouts.

To be the premier provider of insurance broker services to the private equity community and their portfolio companies. To be the employer of choice for the industry’s most talented, forward-thinking individuals nationally.

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Financial & Professional Risk

Addressing the complex exposures of our clients including: private equity firms, private equity owned businesses, private and public companies.

Professional & Management Liability
  • Directors & Officers Liability
  • Errors & Omissions Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Representations & Warranties (R&W)
  • Tax Liability
  • Litigation Buyout
Cyber Insurance
  • Business Interruption
  • Regulatory
  • Lawsuits
  • Extortion
  • Breach Response
Surety
  • Bid Bonds
  • Court Bonds
  • Financial guarantee, lease, and utility payment bonds
  • License and permit bonds
  • Performance and payment bonds
  • Subdivision and completion bonds
  • Supply bonds

Cyber Risk Outlook

+60%

attacks directed at small/med. business

+$1M

avg. cost of data breach

$445Bn

est. global loss to cybercrime

$2Bn

size of global cyber insurance market

Risk Management Services

Our expertise ranges from traditional insurance to loss sensitive and advanced risk financing solutions.

To meet our clients’ diverse needs, HAUSER’s analysts and risk consultants: evaluate coverages to identify program gaps and adequacy of coverage/limits, review contract provisions and advocate changes, analyze historical loss patterns (projecting losses and reserve requirements,) assess adequacy of loss prevention, workplace safety and business continuity program, and provide peer group benchmarking for insurance limits, deductibles/retentions and premiums by line of coverage.

ANALYTICAL SERVICES
  • Develop loss projections
  • Reserve analyses
  • Collateral reviews and cash flow analysis
  • Offer guidance on appropriate claim liabilities to retain on financial statements
  • Provide interim analytical updates to annual actuarial studies
  • Conduct cash flow comparisons on alternative risk financing structures
  • Recommend the proper collateral levels
ALTERNATIVE RISK FINANCE
  • Design and implement traditional loss sensitive programs
  • Dual triggers
  • Corridor retentions
  • Risk retention groups
  • Single parent and group captives
  • Qualified self-insurance
  • Structured solutions
  • Loss portfolio transfers
DUE DILIGENCE

In addition to core insurance broker services, HAUSER specializes in supplementing due diligence in the areas of transactional and financial assessment for platform and add-on transactions, including transactional risk products such as representations and warranties insurance, tax liability insurance and litigation buyouts.

M&A TRANSACTION SERVICES

HAUSER’s expert Claims Management & Loss Control specialists provide comprehensive services, including pre- and post-loss advice and support, safety training and education, OSHA assistance and advocacy to ensure full use of carrier services. Our skilled advocacy and oversight of carrier and third party administration claims handling services improve communication and positively impact our clients’ return on investment.

As a value-added service, we help design and implement numerous cost-savings programs for our clients, including employee safety incentives, return to work policies, medical provider network assistance, and claim report guidelines.

In an effort to control and mitigate losses, our claims analysts study your actual loss data in order to target loss drivers. This analysis is then used to optimize all claims management and risk control activities.