Employee Benefits Solutions Supporting Your Corporate Culture While Maintaining Your Bottom Line

Employee Benefits Services

Hauser’s Employee Benefits Division is devoted to helping our client companies prosper by mitigating the impact of growing healthcare costs and the demands of the Affordable Care Act (ACA). We concentrate on assisting our clients with employee benefit programs including medical, dental, vision, life, short and long term disability, Section 125, and executive benefit plans.

Renewal Services

Underwriting Analysis of Renewal Verify insurance rates, plan specifications and eligibility data
Creating Actuarial Rates Determine appropriate rates based on claims history.
Claims Analysis to Isolate Problematic Areas Benchmark cost and utilization data against nationally recognized norms to analyze performance with others in the field
Interpretation of Claims Analysis and Development of Action Plan Interpret the claims analysis and develop an action plan including benefit plan design, communication and disease management recommendations
Mid-Year Renewal Compare year-to-date results with forecasted budget to determine if adjustments are necessary
Insurance Carrier Contract Renewal Negotiate rates and plan alternatives received from carriers
Carrier Evaluation Identify best carriers and provider networks on a regional and national basis, based on financial stability, quotes from existing and new carriers, and unique company needs
Voluntary Benefits Needs Analysis and Market Study Identify best carriers and plans for the needs of your employee population and provide benchmarking with voluntary benefits nationwide
RFP Creation Complete evaluation of benefit plans and market study
Plan Design Modeling Informed plan recommendations through cost modeling with various options using proven actuarial factors
Ancillary Lines of Coverage Renewal Evaluate appropriate ancillary coverage and conduct hassle-free renewal

Strategic Services

Employee Questionnaire Provide accurate picture of employee needs and priorities
Creation of Employee Benefits Strategic Plan Create strategic plan identifying critical areas and provide recommended actions
Benchmark Plan Design for Comparison Compare current plan design to normative benchmarks given the region, plan type, group size and industry
Ongoing Service with Carrier Resolve claims issues. Conduct ongoing administration and communication of claims. Work with underwriters and carriers to quickly resolve problems and manage outcomes

Enrollment Services

Employee Plan Selector Module Ensure employee satisfaction with benefits through advanced tools that assist in selecting appropriate plan types based on individual needs
Employee Enrollment Meetings Customize administration options for enrollment
Collection and Review of Enrollment Materials Reduce administrative time, maximize efficiency and ensure accuracy
Enrollment Communication to Carrier Assist with guidance through the application process, including support in the submission of contracts, checks and collection of enrollment materials
Enrollment Communication Campaign Develop materials for easy communication of benefit plan specifics and various options, including consumer-driven health plans
New Employee Administration Manage benefit enrollment communication to carrier regarding new employees

Employee Communications Services

Employee Newsletters Provide monthly newsletters promoting wellness programs and healthy living
Benefits Education Campaign Supply materials for employee benefits education, promoting smart benefits use
Employee Benefit Statements Improve morale and appreciation of benefits package with statements that educate employees about their “hidden paycheck”
Wellness Campaign Assist with design and implementation of an employee wellness campaign

Legislative Compliance Services

Healthcare Reform Supply up-to-date information on legislative developments with easy-to-understand explanations
Healthcare Reform Penalty Modeling Estimate the potential shared responsibility penalties the organization could incur
COBRA, HIPAA, FMLA, Section 125, Medicare Part D Provide extensive guides to compliance including employee communications
Additional Employment Law Compliance Offer access to resources, including information on CHIPRA, GINA, EEOC and ADA
Summary Plan Description Audit Review SPD to ensure compliance

Human Resource Support Services

Portal for Employees to Access HR/Benefits Information Tailor employee portal to promote engagement and retention of employees
Employee Handbook Supply customizable handbook including recommended policies and corresponding forms and templates
Access to Professional Community Provide the ability to network and find answers from more than 300,000 peers nationwide
Benchmark Survey Data Offer an accurate picture of how practices compare to peers nationwide regarding benefit offerings, plan design, costs, etc.
HR Library of Forms Supply access to on-demand library of fillable HR forms
Resources/Links Offer quick access to a wide variety of industry-related references through our client portal