CUSTOM SOLUTIONS TO PROTECT ASSETS AND TRANSFER RISK

With +40 years of experience, we focus on unique insurance solutions for organizations of all sizes and for private equity portfolios so fund managers understand and are protected from the complex risks of today and tomorrow.

WE REGARD YOUR INVESTMENTS AS IF IT WAS OUR OWN

 

In addition to core brokering services, HAUSER specializes in supplementing due diligence in the areas of transactional and financial assessment for platform and add-on transactions, including: transactional risk products such as reps & warranties, tax liability insurance, and litigation buyouts.

Professional & Management Liability
  • Directors & Officers Liability
  • Errors & Omissions Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Representations & Warranties (R&W)
  • Tax Liability
  • Litigation Buyout
Cyber Insurance
  • Business Interruption
  • Regulatory
  • Lawsuits
  • Extortion
  • Breach Response
Surety
  • Bid Bonds
  • Court Bonds
  • Financial guarantee, lease, and utility payment bonds
  • License and permit bonds
  • Performance and payment bonds
  • Subdivision and completion bonds
  • Supply bonds

Cyber Risk Outlook

+60%

attacks directed at small/med. business

+$1M

avg. cost of data breach

$445Bn

est. global loss to cybercrime

$2Bn

size of global cyber insurance market

Risk Management Services

Our expertise ranges from traditional insurance to loss sensitive and advanced risk financing solutions.

To meet our clients’ diverse needs, HAUSER’s analysts and risk consultants: evaluate coverages to identify program gaps and adequacy of coverage/limits, review contract provisions and advocate changes, analyze historical loss patterns (projecting losses and reserve requirements,) assess adequacy of loss prevention, workplace safety and business continuity program, and provide peer group benchmarking for insurance limits, deductibles/retentions and premiums by line of coverage.

ANALYTICAL SERVICES
  • Develop loss projections
  • Reserve analyses
  • Collateral reviews and cash flow analysis
  • Offer guidance on appropriate claim liabilities to retain on financial statements
  • Provide interim analytical updates to annual actuarial studies
  • Conduct cash flow comparisons on alternative risk financing structures
  • Recommend the proper collateral levels
ALTERNATIVE RISK FINANCE
  • Design and implement traditional loss sensitive programs
  • Dual triggers
  • Corridor retentions
  • Risk retention groups
  • Single parent and group captives
  • Qualified self-insurance
  • Structured solutions
  • Loss portfolio transfers